Real Estate Buyer's Guide

Florida First Realty, welcomes you to Polk County, Florida and to our website. This website is designed to be your one-stop shop for real estate in Central Florida.

Understanding the Home Purchase Process

Home Purchase Process

Without question, buying a home is a life-altering decision; therefore, enlisting the expertise of a Florida First Realty agent is imperative. We excel at helping buyers find the perfect property! Whether a new primary home, secondary vacation home, rental property, or vacant land on which to build that dream home, we ensure the process is both easy and enjoyable. As experts in real estate, we understand the local housing market, listen to your concerns and desires, and are able to advantageously maximize your budget.

Define Goals

As simple as it sounds, identify the reasons you are buying a new home. Do you need more square footage? Do you desire a larger yard? Do you want to transfer to a different school zone for your children? Or, are you relocating to a different region or state altogether? Next, sequentially organize the importance of price, proximity, and property. Often buyers may find a house they love in their price range but not in the desired neighborhood. Recognizing that you may not be able to secure all three, prioritize the importance of location, house structure and lot size, and price point. Finally, separate the "must-have" features from the "like-to-have" features. Once you have made these determinations, you will be in a better position to research housing and mortgage options. However, do not worry about trying to figure everything out on your own. An experienced Florida First Realty professional will create an action plan, draw out a realistic timeline, and guide you every step of the way.

Realtor, Robert H. HayesCall Bob Hayes at Florida First Realty at 1-863-224-4894

Secure Finances

Florida First Realty, Inc. recommends and strongly encourages buyers to get pre-qualified for a home loan prior to viewing properties. The pre-approval process involves meeting with mortgage lenders and giving them authorization to examine your current financial situation and review your credit history. Based on this examination, the lender will provide you with a pre-qualification letter that details how much the bank is willing to lend you to buy a home. The pre-qualification letter is important because it narrows the home search to fit within your price range, and it increases your negotiation power because sellers know that you are a serious buyer who can close quickly.

Close the Deal

Prior to the closing date, you will have the opportunity for a final walkthrough of the home to make sure the home is clean and vacant. Any repairs described in the contract should be complete by this time, and the home should be in the same condition or better from when you originally signed the sales agreement. On the day of closing, your real estate agent will be with you at the title company or attorney's office. The settlement will include paying closing costs, legal fees, property adjustments, and transfer taxes. At this point, the deed is officially transferred from the seller to you, the buyer. You will receive the property title, copies of documentation relative to the purchase, and - of course - the keys to your new home!

About Florida First Realty, Inc.

Our expertise in the buying and selling process has helped us guide clients with a wide range of needs.
Whether you’re relocating, downsizing, or a first time home buyer, our goal is to help you meet yours.
We specialize in the following:
Lakefront Homes, Existing Homes, Vacant Lots, Acreage
Whether you're selling your home for top dollar, or looking the perfect home,
Florida First Realty is here to help you succeed.

Polk County Real Estate

With a population of more than 650,000, Polk County is made up of the following communities:
Winter Haven, Lakeland, Auburndale, Bartow, Haines City, Dundee, Lake Wales, Davenport, Polk City, Lake Alfred
The housing market consists mainly of single-family homes, many of which have two to five bedrooms. Condos, townhouses, and mobile homes are also readily available. Large tracts of land are still prevalent in Polk County waiting for your new home.

Call Florida First Realty at 1-863-224-4894

Robert H. Hayes
Florida First Realty, Inc.
162 2nd St. S.W., Winter Haven, FL 33880
863-224-4894 cell#
863-291-4372 off fax#

For driving directions to the Florida First Realty Main Office at: 162 2nd St. S.W., Winter Haven, FL 33880 please visit the map below:

To contact Bob Hayes at Florida First Realty, call 863-224-4894 or complete the following contact form. Click the 'Submit' button to send us your message.

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